Canadian Association of Private Lenders
Canadian Association of Private Lenders
-
-
Canada Bank Fraud: APP Scams, UK Reimbursement Rules, and What Needs to Change
-
FINTRAC PCMLTFA Requirements for Mortgage Brokers and Lenders: 2024 Compliance Videos and Guide
-
Regulatory Update: Criminal Interest Rate – Proposed 35% APR
-
The Federal Government is planning to lower the criminal interest rate to 35%
-
Current Consultations: Mortgage Services now included in AML regime and Comprehensive Alberta Review
-
Draft AML Regulations for Mortgage Lenders, Brokers and Administrators Now Published for Comment
-
Federal Government releases regulations for foreign buyers’ ban
-
FSRA report on innovation and technology in the Ontario mortgage services sector
-
US sees the emergence of “crypto mortgages” – could they come to Canada?
-
US develops framework for regulation of crypto with international bodies
-
New lenders association aims to provide regulatory feedback on private lending
-
Cullen Report Recommends AML Compliance and a New BC Private Lending Regulator
The mission of the Canadian Association of Private Lenders is to support, educate and foster a thriving private mortgage lending and investing industry.
CAPL provides its members with information, research, and operational advice and best practices. We provided expert practice support to members to assist them with setting up and operating their private mortgage lending and investing.
The Association contributes to the development of public policy on issues that affect private lenders. We are involved with developing industry consensus on issues impacting private lenders in Canada through regulatory engagement and advocacy on behalf of our members. CAPL advocates for public policies that contribute to a thriving lending system to ensure Canadians can succeed in their financial goals.
What we do
-
Advocacy
We work on behalf of our members, to communicate with regulators, government bodies, and political representatives on legislative and public policy reforms to promote an accountable, and thriving private lending industry and a regulatory system which balances consumer protection with sound, rationale rules.
-
Education
Our monthly webinars, led by highly respected professionals in the private lending field, offer valuable educational opportunities for those looking to expand their knowledge and stay ahead in the industry. Each session provides practical insights, expert advice, and up-to-date strategies tailored to the evolving needs of lenders and investors.
-
News
We keep our community informed with timely news and updates from the Canadian mortgage and lending industry, ensuring our members remain well-equipped to make informed decisions in a dynamic market.
Reasons to Join
- $500/year gives you full access to our expert webinar library, regulated-industry insights & practice support. Hear from some of the industries leading voices.
- Direct access to a regulatory expert for your private lending/mortgage business questions
- Discounts and special pricing on AML training, policy templates and service-provider partners
- Timely insight and updates as the private lending regulatory environment shifts – stay ahead of the curve
- Local, national and cross-province perspective – benefit from a Canada-wide association
- Join now, and you’re prepared for regulatory changes before many competitors
Become a Member
Get access to resources, programs and networking opportunities, and professional advice.
Upcoming Events
See our upcoming events or access all past webinars.
Latest News
-
Canada Bank Fraud: APP Scams, UK Reimbursement Rules, and What Needs to Change
Elderly victim loses $1.7M in Canada bank fraud. Learn how rising scams expose weak protections—and what banks must do to prevent future losses.
-
Canada AML/ATF Rules Update: New Reporting and Verification Rules for MSBs, Title Insurers, Real Estate, and Private ABM Acquirers
Canada’s latest AML/ATF rules are now in force under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA). These regulatory changes strengthen oversight, … -
FINTRAC PCMLTFA Requirements for Mortgage Brokers and Lenders: 2024 Compliance Videos and Guide
As of October 11, 2024, Canada’s mortgage sector—administrators, brokers, and lenders—is now covered by the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).
-
GST/HST New Housing Rebate in Canada: How to Prove Primary Residence Intent After Lisi v. The King (2025)
The GST/HST New Housing Rebate can return meaningful dollars on a new-build purchase. The key hurdle is often overlooked: proving you intended to use the … -
Personal Mortgage Corporations Soon Permitted in BC
Under BC’s new Mortgage Services Act, mortgage professionals can now use Personal Mortgage Corporations for greater tax efficiency and business flexibility. Learn about licensing requirements … -
Regulation on Foreign Ownership of Agricultural Land
Foreign investors are potentially subject to two tiers of regulation: (1) federal foreign investment legislation provides an initial hurdle towards foreign in-bound investment and the …
Join Our Community!
Stay informed with the latest industry insights.
Gain access to distinguished expert speaker webinars and our industry events.
You can unsubscribe at any time
What we do
-
Advocacy
We work on behalf of our members, to communicate with regulators, government bodies, and political representatives on legislative and public policy reforms to promote an accountable, and thriving private lending industry and a regulatory system which balances consumer protection with sound, rationale rules.
-
Education
Our monthly webinars, led by highly respected professionals in the private lending field, offer valuable educational opportunities for those looking to expand their knowledge and stay ahead in the industry. Each session provides practical insights, expert advice, and up-to-date strategies tailored to the evolving needs of lenders and investors.
-
News
We keep our community informed with timely news and updates from the Canadian mortgage and lending industry, ensuring our members remain well-equipped to make informed decisions in a dynamic market.